What Merchants Should Know About Visa/Mastercard Settlement

Visa Inc. and Mastercard Inc. are close to settling a long-running antitrust lawsuit with merchants. Visa, Mastercard and a number of banks that issue debit and credit cards – JPMorgan Chase & Co., Citigroup Inc. and Bank of America Corp. – would be required to pay merchants around $6.5 billion. It is still unclear how this payment will be split up among these networks and banks.

According to those familiar with the situation, the lawsuit will actually leave Visa and Mastercard better off than before. But how can being on the paying end of a multi-dollar settlement be viewed as a positive outcome? Visa and Mastercard are worried about more than money.

This lawsuit originated in 2005. It was alleged that networks had colluded when raising swipe and other transaction fees. Many large merchants chose to opt out of the original settlement ($7.25 billion) because the terms would prevent them from filing lawsuits against the networks over future swipe-fee increases. This settlement was then invalidated by an appeals court, which stated that merchants were not adequately represented.

Merchants that agree to this settlement will be restricted for a number of years; the terms do not allow them to suing card …

African Nations You Didn’t Know Were Tax Havens

As the saying goes, one thing in life we can all be sure of is death and taxes. While there’s not much we can do to avoid D-day; there are a few things we can do to avoid high tax rates. Unfortunately, we’ll never be able to completely avoid the tax man – but there are corners of the globe where he seems to be a little more lenient. These areas are called ‘tax havens’, and even those who aren’t citizens of the nation, but who are willing to hold some of their money offshore, can take advantage of the low tax rates.

While there are many tax havens throughout the world, such as Isle of Man, Netherlands, Bermuda and Singapore, to name a few; there are also many hidden in and around Africa. So yes, there may just be a tax haven right on your doorstep! If you’re eager to find out more about the nations of Africa which may just save you from paying high tax rates, take a look at our useful list.

Mauritius

Mauritius is the most well known tax haven in Africa. Here, foreign individuals and businesses can take advantage of the corporate services in

Eliminate Anxiety with Cannabis

An anxiety about things that can affect your daily activities such as in bed. Immediately overcome the emotion so as not to get worse and cause depression disorder.

The anxiety can be relieved by taking a sedative or antidepressant, but it would be better if you could handle it in a more natural way to eliminate the effects that may be caused by long-term drug consumption.

Excessive and long-term use of antidepressant drugs will not have a good effect on your body and your health, many cases where people end up addicted to taking anti-stress medication and so on. With a doctor’s prescription, you can also treat it with the Canada Drugs.

Here are some ways you can do to reduce excessive emissions:

Set your breath

Anxiety will gradually only by regulating breathing. Take a deep breath in a sitting position, then place one hand on the abdomen. Take a slow breath in the back of your hand, but keep your shoulders up.

Drinking too much Caffeine

Limit your consumption of caffeinated beverages such as coffee, tea or soft drinks when you’re overwhelmed by anxiety. Studies show that people with symptoms may be more sensitive to caffeine than others.…